Frequently Asked Questions

    Have a question unanswered? You can contact us at support@maimoney.com.

    What is MaiMoney?

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    MaiMoney is a digital investment platform that is building innovative financial solutions that invests with a theme of “where Vietnam is going” for individuals across Vietnam.

    Launched in March 2024, MaiMoney’s mission is to transform the way Vietnamese people manage their money and make high quality financial services affordable and accessible to all.

    MaiMoney portfolios offers personalized managed portfolios, enabling our customers to fulfill their long-term financial goals and to invest in the future they believe in - whether it is green alternative investments to supply chain financing.

    Who’s behind MaiMoney?

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    All investment products of MaiMoney are operated by Viet Tin Fund Management Company. Viet Tin Fund Management Company is licensed by the State Securities Commission in 2008 and headquartered at 40 Phan Boi Chau, Hoan Kiem District, Hanoi City. It is one of the leading asset management companies in Vietnam.

    MaiMoney will receive its revenue and profits through Viet Tin Fund Management Company and will reimburse users who have invested in its products.

    What makes MaiMoney different?

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    At MaiMoney, we are proud to be the first investment app that offers our customers exposure to unique investment opportunities. Our portfolios are curated to allow users to invest in the future they believe in, while helping them build their long-term wealth at the same time.

    Here are some features that makes us different:

    Portfolio Options

    MaiMoney offers a variety of portfolio options, including MaiGreen, that allocates a portion of its portfolio to green energy investments.

    Low Cost

    MaiMoney charges no management or subscription fees when investing in either MaiCash+, or MaiGreen.

    Safe and Secure

    Customer investments are managed by institutional management firm, Viet Tin Capital, (No. 38/UBCK-GPHĐQLQ), and custodied at BIDV (Bank for Investment and Development of Vietnam).

    Cash Management Account

    MaiCash+ account is a cash management account that aims to help investors earn more on their idle cash.

    How does MaiMoney make money?

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    MaiMoney is a wealth management application that aims to deliver managed portfolios to Vietnamese retail investors. The profit earned from the investment portfolio are returned to the users, after deducting a portion of the profit for business.

    Thanks to the application of technology and efficient management processes, the profit we provide to users always leads the market. Our profit is the spread between the investment return, and the customer profit.

    MaiMoney collects what types of taxes and fees?

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    Currently, to maximize customer support, MaiMoney offers FREE of charge all expenses related to technology usage, account management, and any other fees that MaiMoney has the discretion to impose on customers.

    MaiMoney collects and remits personal income tax at a rate of 5% as required by law.

    What is MaiMoney’s commitment to ESG?

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    MaiMoney’s mission is to leave your savings and the environment much better than we found them.

    We’ve made it our mission to support responsible investment. We’ve adopted our ESG Policy. Read our ESG Policy here.