Elevate your savings with MaiCash+
Elevate your savings with MaiCash+
Put your spare cash to work. Discover low-risk, short-term portfolio designed to help you maximize returns with maximum flexibility.
Put your spare cash to work. Discover low-risk, short-term portfolio designed to help you maximize returns with maximum flexibility.
*Profit subject to change
Invest and withdraw anytime
MaiCash+ automatically reinvests your returns, with monthly payments. Withdraw anytime without penalizing your returns at 4.8% p.a.
Earn up to 48x* more than most banks
Investments in money market securities and supply chain finance offer our customers higher returns than the average savings account could.
*Data is compared to the average demand savings rate at banks as of October 25th, 2024
Why
We built MaiCash+ to help you optimize your short-term cash
We built MaiCash+ to help you optimize your short-term cash
Remove the limitations demand deposits
Remove the limitations demand deposits
With MaiCash+, your investments will earn profits up to 4.8% p.a.
With MaiCash+, your investments will earn profits up to 4.8% p.a.
Maximize profits and minimize risks
Maximize profits and minimize risks
The MaiCash+ investment portfolio is managed and built by our experienced investment team, offering an optimal portfolio with high liquidity.
The MaiCash+ investment portfolio is managed and built by our experienced investment team, offering an optimal portfolio with high liquidity.
Flexible investment experience
Flexible investment experience
You can invest and withdraw money from MaiCash+ at any time without worrying about fees or penalties.
You can invest and withdraw money from MaiCash+ at any time without worrying about fees or penalties.
Compare options.
Compare options.
Profit before tax | Profit after tax | Profit received | |
|---|---|---|---|
 | 4.80% | 4.56% | 40,000.00 VND |
 | 0.10% | 0.10% | 833.33 VND |
 | 0.10% | 0.10% | 833.33 VND |
 | 0.20% | 0.20% | 1,666.67 VND |
 | 0.50% | 0.50% | 4,166.67 VND |
This assumes an initial investment of 10,000,000 VND. The actual profit is calculated monthly and does not include compounded returns customers may earn.
*Last updated on 25/10/2024
This assumes an initial investment of 10,000,000 VND. The actual profit is calculated monthly and does not include compounded returns customers may earn.
*Last updated on 25/10/2024
Get started in 3 steps
Get started in 3 steps
Transfer to MaiMoney Wallet
Transfer to MaiMoney Wallet
You can invest in MaiCash+ in 2 ways:
- Deposit money into your MaiMoney account to start investing.
- Start investing directly from your bank account to MaiCash+ product.
You can copy our bank account details to your banking app to transfer money.
You can invest in MaiCash+ in 2 ways:
- Deposit money into your MaiMoney account to start investing.
- Start investing directly from your bank account to MaiCash+ product.
You can copy our bank account details to your banking app to transfer money.
Decide how much to invest
Decide how much to invest
Enter the desired amount to start investing.
Enter the desired amount to start investing.
Track your returns and performance
Track your returns and performance
You can track and check your assets increase every day. We always update information about your expected profit every day.
You can track and check your assets increase every day. We always update information about your expected profit every day.
Our investment strategy
Our investment strategy
The MaiCash+ portfolio invests in highly liquid investments that are very low risk. MaiCash+ aims to deliver returns in line with or above current money market rates. Constructed with low-risk money market securities and supply chain finance.
*This is a managed portfolio not a savings or deposit product at a bank. Investments involve risk and MaiCash+ does not provide any guarantee or assurance of returns.
The MaiCash+ portfolio invests in highly liquid investments that are very low risk. MaiCash+ aims to deliver returns in line with or above current money market rates. Constructed with low-risk money market securities and supply chain finance.
*This is a managed portfolio not a savings or deposit product at a bank. Investments involve risk and MaiCash+ does not provide any guarantee or assurance of returns.
Have questions?
Find answers
Have questions?
Find answers
Have a question that is not answered? You can contact us at support@maimoney.com.
Have a question that is not answered? You can contact us at support@maimoney.com.
What is MaiCash+?
What is MaiCash+?
MaiCash+ is a managed portfolio created by MaiMoney and managed by Viet Tin Capital, which has no lock-up periods and customers can withdraw anytime with no penalty to the 4.8% p.a. profit. With MaiCash+, you can have a similar experience to demand deposits with a unique portfolio built from money market and supply chain products.
MaiCash+ is a managed portfolio created by MaiMoney and managed by Viet Tin Capital, which has no lock-up periods and customers can withdraw anytime with no penalty to the 4.8% p.a. profit. With MaiCash+, you can have a similar experience to demand deposits with a unique portfolio built from money market and supply chain products.
How is profit calculated for MaiCash+?
How is profit calculated for MaiCash+?
When you invest in MaiCash+, your investment will generate daily profits. The first profit amount will start accruing on the next business day and will be recorded the following day. For example, if you invest on February 1, 2024, the profit calculation will start on February 2, 2024, and will be recorded at 00:00 on February 3, 2024.
When you invest in MaiCash+, your investment will generate daily profits. The first profit amount will start accruing on the next business day and will be recorded the following day. For example, if you invest on February 1, 2024, the profit calculation will start on February 2, 2024, and will be recorded at 00:00 on February 3, 2024.
How is profit paid for MaiCash+?
How is profit paid for MaiCash+?
With MaiCash+, you can receive a fixed profit of 4.8% p.a. monthly (including 5% personal income tax).
The paid-out profit will then be reinvested directly into your MaiCash+ product. You can withdraw your investment at any time with an annual profit rate of 4.8%, calculated based on the actual number of investment days at MaiCash+.
With MaiCash+, you can receive a fixed profit of 4.8% p.a. monthly (including 5% personal income tax).
The paid-out profit will then be reinvested directly into your MaiCash+ product. You can withdraw your investment at any time with an annual profit rate of 4.8%, calculated based on the actual number of investment days at MaiCash+.
What is the minimum investment amount for MaiCash+?
What is the minimum investment amount for MaiCash+?
There is no minimum investment amount for MaiCash+.
There is no minimum investment amount for MaiCash+.
What taxes and fees do I have to pay when using MaiCash+?
What taxes and fees do I have to pay when using MaiCash+?
Currently, to maximize customer support, MaiMoney offers FREE technology usage, account management, and other fees that MaiMoney has the discretion to waive for customers.
A fee of 2,000 VND will be charged by MaiMoney’s partner for each withdrawal to a bank. MaiMoney will collect and remit a 5% personal income tax as required by law.
Currently, to maximize customer support, MaiMoney offers FREE technology usage, account management, and other fees that MaiMoney has the discretion to waive for customers.
A fee of 2,000 VND will be charged by MaiMoney’s partner for each withdrawal to a bank. MaiMoney will collect and remit a 5% personal income tax as required by law.
Disclosure
Disclosure
MaiCash+ aims to optimize returns, but post-tax profits are only estimates and actual results may vary. Customer profits depend on market conditions and are not guaranteed.
Investing in MaiCash+ is a financial investment that may carry risks, including the possibility of reduced returns or loss of capital.
The information on this website is general in nature as it has been prepared without considering your objectives, financial situation, or needs. You should review the relevant Terms of Use and seek appropriate financial and tax advice before deciding whether MaiMoney is suitable for you.
MaiCash+ aims to optimize returns, but post-tax profits are only estimates and actual results may vary. Customer profits depend on market conditions and are not guaranteed.
Investing in MaiCash+ is a financial investment that may carry risks, including the possibility of reduced returns or loss of capital.
The information on this website is general in nature as it has been prepared without considering your objectives, financial situation, or needs. You should review the relevant Terms of Use and seek appropriate financial and tax advice before deciding whether MaiMoney is suitable for you.
