Elevate your savings with MaiCash+
Put your spare cash to work. Discover low-risk, short-term portfolio designed to help you maximize returns with maximum flexibility.
*Profit subject to change
MaiCash+ automatically reinvests your returns, with monthly payments. Withdraw anytime without penalizing your returns at 4.8% p.a.
Investments in money market securities and supply chain finance offer our customers higher returns than the average savings account could.
*Data is compared to the average demand savings rate at banks as of October 25th, 2024
Why
We built MaiCash+ to help you optimize your short-term cash
Remove the limitations demand deposits
With MaiCash+, your investments will earn profits up to 4.8% p.a.
Maximize profits and minimize risks
The MaiCash+ investment portfolio is managed and built by our experienced investment team, offering an optimal portfolio with high liquidity.
Flexible investment experience
You can invest and withdraw money from MaiCash+ at any time without worrying about fees or penalties.
Compare options.
Profit before tax | Profit after tax | Profit received | |
|---|---|---|---|
 | 4.80% | 4.56% | 40,000.00 VND |
 | 0.10% | 0.10% | 833.33 VND |
 | 0.10% | 0.10% | 833.33 VND |
 | 0.20% | 0.20% | 1,666.67 VND |
 | 0.50% | 0.50% | 4,166.67 VND |
This assumes an initial investment of 10,000,000 VND. The actual profit is calculated monthly and does not include compounded returns customers may earn.
*Last updated on 25/10/2024
Get started in 3 steps
Transfer to MaiMoney Wallet
You can invest in MaiCash+ in 2 ways: - Deposit money into your MaiMoney account to start investing. - Start investing directly from your bank account to MaiCash+ product. You can copy our bank account details to your banking app to transfer money.
Decide how much to invest
Enter the desired amount to start investing.
Track your returns and performance
You can track and check your assets increase every day. We always update information about your expected profit every day.
Our investment strategy
*This is a managed portfolio not a savings or deposit product at a bank. Investments involve risk and MaiCash+ does not provide any guarantee or assurance of returns.
Have questions? Find answers
Have a question that is not answered? You can contact us at support@maimoney.com.
What is MaiCash+?
MaiCash+ is a managed portfolio created by MaiMoney and managed by Viet Tin Capital, which has no lock-up periods and customers can withdraw anytime with no penalty to the 4.8% p.a. profit. With MaiCash+, you can have a similar experience to demand deposits with a unique portfolio built from money market and supply chain products.
How is profit calculated for MaiCash+?
When you invest in MaiCash+, your investment will generate daily profits. The first profit amount will start accruing on the next business day and will be recorded the following day. For example, if you invest on February 1, 2024, the profit calculation will start on February 2, 2024, and will be recorded at 00:00 on February 3, 2024.
How is profit paid for MaiCash+?
With MaiCash+, you can receive a fixed profit of 4.8% p.a. monthly (including 5% personal income tax).
The paid-out profit will then be reinvested directly into your MaiCash+ product. You can withdraw your investment at any time with an annual profit rate of 4.8%, calculated based on the actual number of investment days at MaiCash+.
What is the minimum investment amount for MaiCash+?
There is no minimum investment amount for MaiCash+.
What taxes and fees do I have to pay when using MaiCash+?
Currently, to maximize customer support, MaiMoney offers FREE technology usage, account management, and other fees that MaiMoney has the discretion to waive for customers.
A fee of 2,000 VND will be charged by MaiMoney’s partner for each withdrawal to a bank. MaiMoney will collect and remit a 5% personal income tax as required by law.
