MaiGreen

What is MaiGreen?
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MaiGreen is a product of MaiMoney that lets you invest in electricity generators and earn up to 8.5% per year. You can withdraw your money at anytime and still get a high return 6.5% per year. MaiGreen’s ultimate goal is to invest in generators that use CH4 gas, which is a major greenhouse gas, to produce electricity. By investing in MaiGreen, you are saving the environment and securing your financial future.

How does the MaiGreen product calculate interest payment?
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When you successfully invest in MaiGreen, the invested amount will generate profits daily. The first profit amount will start to be calculated on the next working day and will be recorded on the following day.

For example, if you invest on 01/02/2024, the starting day for profit calculation will be 02/02/2024 and it will be recorded on 03/02/2024.

How does the MaiGreen product distribute profits?
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With MaiGreen, you can receive periodic profits monthly of up to 8.5% per year (excluding 5% personal income tax). The actual profit amount will be deposited into your MaiMoney account.

You can withdraw your investment at any time with a profit of 6.5% per year calculated on the actual number of days invested without receiving interest for that month.

For example, suppose you invest 100 million VND on January 20, 2024:

  • If you do not withdraw from January 20, 2024, until February 20, 2024: you will receive periodic profits at a rate of 8.5% per year for this investment month and it will be deposited into your MaiMoney account. The profit for the invested amount is: 100 million x 8.5%/365 x 31 days.
  • If you decide to withdraw the entire balance after 15 days, you will receive a profit of 6.5% per year on the withdrawn investment amount, and the profit will be deposited into your MaiMoney account. The profit for this amount is:

100 million x 6.5%/365 x 14 days.

How are the return milestones applied?
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Investments in MaiGreen offer a rate of return rate of 8.5% per year applied to the entire investment amount. If, within a month, you engage in withdrawal activities (partially or entirely), the rate of return applicable for the entire month (for both the withdrawn and remaining invested portion) is 6.5% per year. In the following month, the rate of return will return to 8.5% per year.

Am I limited in the number of investments I can make in MaiGreen?
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You can invest multiple times, and your investment portfolio will accumulate into a single MaiGreen investment with a minimum limit of 100,000 VND and a maximum limit of 1,000,000,000 VND per account.

In the event that a customer invests additional funds before the next interest return distribution date, the interest return for the entire investment will still be paid on the customer's previously specified date. The interest return for each investment will be calculated based on the actual number of days invested within that month.

For example: You invest in Investment 1 on January 15, 2024, and invest in Investment 2 on January 20, 2024. The interest return for these two investments will be paid by MaiMoney on February 15, 2024, including the interest return calculated for 31 days of investment for Investment 1 and 26 days of investment for Investment 2.

How are the withdrawal regulations specified?
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  1. You can withdraw a portion or the entirety of your investment at any time. In the case of partial withdrawal, the customer needs to maintain a minimum investment balance of 100,000 VND.
  2. The maximum investment amount that can be withdrawn per day is 200,000,000 VND.